Frost Dates for Panama City, FL 32404

Last spring frost February 26 · First fall frost November 30 · 277 frost-free days · USDA Zone 9a

Frost probability for 32404

Frost10%50%90%
Spring (last frost)March 18February 26February 5
Fall (first frost)November 4November 30December 7

Dates come from NOAA 1971–2000 freeze probabilities at the nearest reporting station (30.6 km away); the 50% date is the median year.

Frost dates by ZIP code in Panama City, FL

ZIPLast spring frost (50%)First fall frost (50%)Zone
32404February 26November 309a
32405March 5November 179b
32401March 5November 179b
32408March 5November 179b
32409March 5November 179a
32403February 26November 309b

Month by month in Panama City

MonthWhat to do
JanuaryStart herbs, basil, and squash indoors (4–6 weeks before frost). Direct sow peas, spinach, and lettuce if soil is workable.
FebruaryLast frost around February 26. Transplant cold-hardy crops (broccoli, kale, cabbage). Harden off tomato and pepper seedlings.
MarchFrost has passed. Transplant tomatoes, peppers, and basil outdoors. Direct sow beans, cucumbers, squash, and zucchini.
AprilSuccession plant lettuce and greens. Keep beds weeded and watered consistently.
MayHarvest regularly to encourage production. Monitor for pests and disease.
JuneMidsummer: harvest beans, zucchini, cucumbers. Start brassica seeds indoors for fall.
JulyDirect sow carrots and beets for fall harvest. Start fall broccoli and kale indoors.
AugustDirect sow carrots and beets for fall harvest. Start fall broccoli and kale indoors.
SeptemberDirect sow carrots and beets for fall harvest. Start fall broccoli and kale indoors.
OctoberFirst fall frost approaching (around November 30). Transplant fall brassicas. Sow spinach, arugula, and radishes.
NovemberFirst frost around November 30. Harvest tomatoes and peppers before frost. Cover cold-hardy crops with row covers to extend the season.
DecemberHarvest remaining cold-hardy crops: kale, carrots, and beets. Plant garlic bulbs for next year.

What grows in a 277-day season

Frequently Asked Questions

What is the last frost date for Panama City, FL (ZIP 32404)?

The median last spring frost date for Panama City, FL (ZIP code 32404) is around February 26. This is the 50th-percentile date — meaning half of all years see frost end before this date. Use the 10% and 90% dates to understand the full range of risk in your area.

What is the first fall frost date in Panama City, FL?

The median first fall frost date for Panama City, FL is around November 30. Plan to harvest or protect frost-sensitive crops like tomatoes and peppers at least a week before this date to avoid losses.

How long is the growing season in Panama City, FL?

The frost-free growing season in Panama City is about 277 days. This window — from your last spring frost to your first fall frost — is when warm-season vegetables thrive. Cold-hardy crops like kale, spinach, and peas can extend your season by weeks on either side.

What USDA hardiness zone is Panama City, FL?

Based on frost date patterns, Panama City falls approximately in 9a. USDA hardiness zones are determined by average annual minimum winter temperatures and guide both plant selection and planting timing for your location.

When should I start tomatoes indoors in Panama City, FL?

Start tomato seeds indoors 6–8 weeks before your last frost date (around February 26). For Panama City, that's roughly January 1 to January 15. Transplant outdoors 1–2 weeks after your last frost.

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